On Personal Blogs and Building a House

September 20, 2006 · Posted in City Life 

The beauty of having a personal blog without a niche is that you can write about almost anything that you fancy. It’s up to you, how you are going to attract readers’ attention and interest enough to make them come back and read your blog regularly. Well, in the case of this blog, this may not have its share of loyal readers, but still, it gets considerable hits from various search engines and blog directories from time to time.

With that said, let me post something about a personal experience that recently happened to yours truly, in my desire to have my own house constructed. Let me tell you, that buying a lot entails a lot of hardwork, patience and most importantly money.

My ordeal started a few months back when I applied for a housing a loan in our office financing program after a colleague referred a lot for sale in their subdivision.I checked the place and it was quite good (peaceful and environmentally clean) as compared to posh subdivisions in Metro Manila being developed by big real estate developers.

Before submitting the loan applications, I needed to gather some documents first. It was my first time to encounter terms such as vicinity map certified by a geodetic engineer, building plan signed by a civil engineer, deed of conditional sale, transfer certificate of title, etc.

While, preparing those documents, I scouted for a building contractor on the net and found three companies with their own websites. Jao Builders, Vazbuilt and Geaunt. The first two companies are the more famous ones, but at the same time too pricey for my budget, as compared to the third one. So, I opted for Geaunt and enlisted their services.

A few months after, I got the TCT of the land I’m buying transferred into my name. The Bureau of Internal Revenue took almost a month to process my documents (payment of documentary stamp taxes and capital gains tax), until I got a clearance. Then it was time to bring the documents to the Bureau of Registry for the transfer of the TCT under my name.

All in all, I filed my loan application sometime around June. And as of to date, the construction of my dream has not started yet. Hopefully, I would get the building permit and construction will begin by next week.

That is after I pay some other major fees, such as water connection, electricity connection, barangay clearances, etc.
As of today, my calculations of expenses for pre-construction has totalled almost 150 thousand pesos already.

Whew! I was not expecting to spend that much, considering that I filed for a loan.

My advice to others who are in the planning stage of building their dream house: prepare a good amount of money for unnecessary expenses you might incur that are not covered by the loan you are applying for.

Hopefully, by December, I would be living in my own house and would bid goodbye to my renting days! Wish me luck.

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Comments

34 Responses to “On Personal Blogs and Building a House”

  1. bitacle.org on September 20th, 2006 3:59 pm

    Bitacle Blog Search Archive – On Personal Blogs and Building a House…

    [...] The beauty of having personal blog without a niche is that you can right about almost anything that. [...]…

  2. Rachelle on September 22nd, 2006 9:29 am

    Don’t forget to invite me to the house blessing! List down all you’ve done and need to do, will ask you when it’s my turn to have my dream house built :)

  3. rnoldz on September 22nd, 2006 9:52 am

    Hahaha, Rachelle, as if you can attend if I invite you. I’ll do a cyber house blessing na lang.

    Uy, you won’t have a hard time building your dream house. You have more money than me. :-)

  4. chisquare on October 15th, 2006 11:58 am

    good luck and congrats in the house.
    i find this very useful, i’ll soon be doing the same project. expecting a loooot of expenses.;-P

  5. [...] Actually, the last two are must have. Come January, when I transferred to the house I’m building, I would have my own rig with non-stop internet connection at home for more blogging and writing activities. [...]

  6. jason on March 3rd, 2007 2:42 am

    i never knew Geaunt before. My house is ongoing building by VAZBuilt. I should knew Geaunt earlier para ma i compare.
    Sayang…
    I considered JAO, pero mas mahal sa VAZ. Can you share how far ang difference ng Geaunt? Magakano ba lumalabas ang per Sq Meter?
    :-)

  7. arnold on March 5th, 2007 8:14 am

    jason – contract price was 1M for a 80 sq m. floor area (up and down). So, I guess its around 12,500/sq m.

    a lot of people have been commenting that the contract price was a steal. I would like to believe so.

    Good luck on your project!

  8. gabz on June 1st, 2007 7:08 pm

    rnoldz, wala bang hassle ka deal ang geaunt. i am in the stage of scouting house builders and i have visited jao and it is really costly nga. gabzzz

  9. cabs on June 30th, 2007 10:43 pm

    MADAYA ANG VAZBUILT, TINITIPID NILA ANG MATERYALES…

  10. Edwin T on September 6th, 2007 1:12 pm

    Hello!

    Ok ba ang quality ng Geaunt? No problem sa construction? I’m also scouting for builders. Just want to learn from your experience.

  11. George on September 8th, 2007 3:42 pm

    Madaya din ang JAO at marami mga hindi tamang trabaho.

  12. markofando on October 2nd, 2007 2:19 pm

    Want to start your private office arms race right now?

    I just got my own USB rocket launcher :-) Awsome thing.

    Plug into your computer and you got a remote controlled office missile launcher with 360 degrees horizontal and 45 degree vertival rotation with a range of more than 6 meters – which gives you a coverage of 113 square meters round your workplace.
    You can get the gadget here: http://tinyurl.com/2qul3c

    Check out the video they have on the page.

    Cheers

    Marko Fando

  13. VedtrauseGues on October 5th, 2007 10:07 am

    I’ve got an Amazon gift certificate burning holes in my pocket,
    and I want to get the most bang for my buck.

    Enter the Secret Amazon Web Pages:

    http://tinyurl.com/38sojf

    This is where you’re going to find the “latest sales, rebates, and limited-time offers” from
    Amazon, and you can score some pretty deep discounts if you’re a savvy shopper.

    Next, there’s the special Sale link. This is open every Friday, and ONLY on Fridays.

    You can find the same good discounts here as you would in hidden Deals, although some
    Fridays you can really get lucky and make off like an Amazon bandit – I’ve seen discounts
    there as low as 75% off sticker price.

  14. SMEALLISY on November 19th, 2007 5:26 pm

    Follow these guidelines and you will build that new home with little, or no, problems. vinyl replacement window can help…

  15. Valerusd on December 1st, 2007 5:08 pm

    You have the natural advantage in debt settlement usa , which may be appropriate for debtors with …
    Great Solution

  16. Pwhndvve on August 10th, 2008 12:41 am

    Honi soit legate left buy cytotec then announced held.

  17. Tony on December 12th, 2008 5:42 am

    wow….

  18. vincent on February 23rd, 2009 11:00 am

    hi arnold,

    just wan to inquire , how you pay for taxes and capital gain tax??? im planningto build my own kasi soon, and i really dont have any idea on this… rent din kasi ako sa las pinas right now and its too much expensive… thanks you can email me at rayapit@maxschicken.com.ph. thanks

  19. vincent on February 23rd, 2009 11:00 am

    hi arnold,

    just wan to inquire , how you pay for taxes and capital gain tax??? im planningto build my own kasi soon, and i really dont have any idea on this… rent din kasi ako sa las pinas right now and its too much expensive… thanks you can email me at rayapit@maxschicken.com.ph.

  20. vincent on February 23rd, 2009 11:09 am

    how much also, para magkaron ako ng idea…thanks ulit…

  21. Whirlpool on March 6th, 2009 5:10 am

    Whirlpool
    Go on this way.You found an interesting issue to develop.

    ksoleifdjj388

  22. Jerico Bonzon on March 19th, 2009 6:36 pm

    Nako sasakit lang ulo nyo sa Jao. Hindi din ok trabaho, if you need proof mail me.

  23. Raul on March 30th, 2009 1:00 pm

    Hindi pulido gumawa ang Geaunt.
    You have to be aggressive with them kasi bababuyin ng mga trabahador.
    I don’t know about JAO pero parang hindi rin ok ang management.

  24. andre on May 19th, 2009 9:03 pm

    Are there any prob with J.A.O. builder?

  25. candy on May 19th, 2009 9:25 pm

    Jerico Bonzon. I need proof why Jao builders ay sakit ng ulo. at bakit hindi ok job nila? pls. reply.

  26. vlaclac on June 9th, 2009 11:36 am

    Raul,
    Tama ka sa sinabi mo, pangit magfinish GEAUNT grabe parang nagpagawa ka lang ng apartment. I did not get my money’s worth. Ang dami pang backjobs, yung iba hindi na nila binalikan. For those whose planning to build their house, try other contractors not GEAUNT.

  27. Enrique on June 11th, 2009 6:23 am

    I’ve heard similar stories about jao and geaunt, i just dont know about vazbuilt. Mahirap nga din siguro pag masyado nang malaki constuction company since hindi nila matutukan mga projects kaya quality and workmanship suffers. But i think it’s not really just a matter of the lowest price alone. As someone who has experience in the construction field, contractors can cheat you in so many different ways so the key is to find someone whom you can really trust. To those of you who are planning to build your dream house, please feel free to reach me at 0922-8775491, 0917-5352408

  28. Raul on August 2nd, 2009 4:52 am

    @vlaclac
    Correct is sa description mo. Parang cheap apartment ang dating.
    Bago kayo magpagawa tignan nyo muna ibang project nila

  29. Philip on August 21st, 2009 12:43 am

    ask ko lng kamusta na ung house nyo na ginawa ng geaunt?ok b ang finishing?im planning kasi to build a house next year and scouting for a contractor..thanks..God bless..

  30. help on October 27th, 2009 6:43 pm

    I think more or positive comment lang itong site for Geaunt. As if Perfect sila where in fact may hindi natapos ang Geaunt sa West avenue na Building at itinuloy nalang ng Ibang Contractor dahil sa puro palpak na work at may loopholes sa price maraming hidden charges…..

  31. help on October 27th, 2009 6:46 pm

    You should inquire the Intermedequipp Building in West Avenue.

  32. brian on October 27th, 2009 6:47 pm

    ang pangit ng geunt pang low cost sayang lang pera nyo jan sa jaobuilders kayo ganda pa website nila ngaun interactive saka nasa bagong building na sila nagun sa timog

  33. Randy on November 4th, 2009 9:32 am

    Hello guys, nagpagawa ako ng bahay s JAO ok naman ang quality nila at me After sales service pa sila para tumutok sa backjobs. They will assign a person to you para siya ang mag assist. Price is ok and they will let you choose your own finishing materials. Check out their new website me live chat sila.

  34. moody on November 11th, 2009 9:59 am

    randy i agree with you i think JAO builders people are professional contractor in the philippines. they built nice houses. check out their website.

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